2 Tips For Seeking Lost Wages From An Auto Accident If You Were Not At Fault
If you end up in a serious car accident, you may have to take time off work in order to recover from your injuries. At some point, the amount of paid vacations and sick days that you are entitled to may run out before you have fully recovered. Missing a number of days of work can quickly add up. If you are not at fault for the accident, you can recoup the money that you are unable to earn as a result of your injuries. There are a few tips you should use when trying to recoup lost wages after an auto accident.
Factor in Any Vacation or Sick Time into Your Wage and Hour Form
An insurer will ask you to complete a wage and hour form. This form is meant to get an idea of how much money you will lose as a result of your injury. Vacation and sick days are good to use in the event of an accident. In many cases, these days allow you to take time off without losing out on potential income. However, if you were injured in an accident that was not your fault, then you should be reimbursed for your vacation and sick days. Therefore, you need to include the vacation and sick days on your wage and hour form. This can be determined by calculating how much you would earn in a day and multiplying that by the number of sick or vacation days that you used.
Hire a Lawyer to Negotiate a Settlement for You
The insurance company will want to negotiate a settlement to compensate you for your injuries and the work days you have missed. In most cases, they will try to offer you an offer that is on the low-end of the spectrum. If you decide to negotiate the offer on your own, you will be going up against an insurance representative who is more knowledgeable in negotiating settlements. The representative knows what to do and say in order to get you to settle for an amount lower than your asking. As a result, you should hire a personal injury lawyer to do the negotiating for you. A personal injury lawyer has more experience in negotiating settlements.
Recovering from a serious auto accident can be extremely painful and time-consuming. If you have serious injuries, it is expected that you will take time off work in order to fully recover. Therefore, use these tips to ensure that you are compensated for any lost wages.