Why You Need An Attorney To Handle Insurance Companies After An Auto Accident

The steps that need to be taken after you are involved in an auto accident can be confusing and chaotic, especially when it comes to dealing with the other driver's insurance company. Insurance companies have rules they follow, and there are laws that need to be heeded during the process that are necessary to provide you with monetary compensation for your injuries and damages. Find out why you need an attorney for dealing with the other driver's insurance company.

It's Not A Lawyer's First Rodeo

You may be dealing with your first car accident, but the lawyer you choose has had a lot of experience handling the details of auto accidents. In order to get the compensation you deserve, you will need a lawyer's expertise. Once you file a claim with the other driver's insurance company, the process that requires experience begins. If you attempt to deal with an insurer on your own, you could miss out on a lot of money simply due to not knowing about certain laws or rules. The first and only step you need to take after a car accident is hiring a reputable, experienced attorney.

An Attorney Can Write Your Settlement Demand Letter

An attorney is well-versed in writing settlement demand letters to stubborn insurance companies. Keep in mind that an insurance company will want to pay you as little as they can possibly get away with, so an attorney that knows the rules and laws can compose a letter about your compensation requirements that is straight forward and complete. A settlement demand letter can also be the prerequisite for opening negotiations in a court of law.

The Footwork Involved In Gathering Witness Statements

If there were people that witnessed your car accident, their statements can help you out in court. Your attorney will take the necessary steps for gathering these statements from any witnesses to your car accident. If you are injured and unable to get around, you would have a hard time trying to locate and get statements from anyone that saw what happened at your wreck. An attorney will take care of the footwork involved for gathering witness statements in addition to gathering the following:

  • Police reports: Your lawyer may know police men and women that have worked with him or her before to gain police reports for auto accidents, making it a faster process for your lawyer than it would be for you.
  • Medical records: The experience your attorney has in gathering medical records can help expedite the process, thus also speeding up you receiving your compensation.
  • Lost wage and employment facts: While you may not have trouble getting lost wage information from your employer, you may be injured and unable to. Your attorney can take care of this task for you.

A car accident can wreck your world and turn it upside down for a while. By having an attorney advocating for you, you can relax and know you will get the compensation you deserve for everything you lost and suffered in an auto accident.

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